What Do I Need to Bring to Closing?

Friends, family, lenders, Realtors® and others will give you answers to this question, and many times these answers will be conflicting. How can you be sure you have all that you need? When in doubt, bring it! Here are a few items you should always bring…from a...

How Should We Hold Title?

Tenants in Common VS Joint Tenants In Georgia, owners of real property are called tenants. When there are multiple owners, they are called co-tenants.When multiple owners are involved in a property, it is important to understand the two most common types of tenancies...

What is Homestead Exemption?

The homestead exemption allows you to exclude a portion of your home’s value from the tax assessment and thus provides a reduction in your property tax bill. Generally, a homeowner is eligible for a homestead exemption on their home and land provided The home was...

Why Do You Charge for CE Classes?

Section 3500.14 of RESPA Regulations (HUD Regulation X) contains an exemption which allows for free marketing and educational activities but specifically excludes classes for continuing education credit. It reads as follows:g) Fees, salaries, compensation, or other...